'Cash for Crash' advice

Alert message sent 18/02/2021 10:50:00

Information sent on behalf of Derbyshire Constabulary


In a 'cash for crash' incident fraudsters deliberately stage or cause a road traffic collision 'accident' for the purpose of financial gain. This can take many forms but the most common are:

°The driver of the vehicle in front suddenly slams their brakes on causing you to run into the back of it insisting it's your fault.
°A driver may flash their headlights or wave for you to pull out of a junction then fail to let you out causing you to collide with them– they deny flashing their lights or inviting you to pull out.

**Spot the warning signs**

°Be suspicious if the driver seems very calm after a collision and has all their details already written down on a piece of paper.
°Be suspicious of exaggerated claims e.g. after a very minor collision you receive information from your insurer in relation to high repair costs for damage to the other vehicle when only minor damage was caused.
°Be aware of passengers or the driver in a vehicle you are following looking backwards/paying a lot of attention to your vehicle – they may be weighing up the best time to slam the brakes on and cause an accident.
°Beware of drivers driving extremely slowly or driving slowly and then suddenly speeding up.
°Don't follow vehicles too closely – leave plenty of room so that in the event of something unexpected happening you can stop safely.

At the scene of an any accident try to get details of independent witnesses. Obtain as much information as you can about the vehicle, passengers, damage to vehicle, location, time, date, weather conditions, witnesses, take photographs and never agree to settle the matter informally.

If you suspect a scam, as well as contacting the police and your insurer, notify the Insurance Fraud Bureau via the link below or by calling the Cheatline on 0800 422 0421
https://www.insurancefraudbureau.org/cheatline/

More information can be found at-
https://www.askthe.police.uk/content/Q894.htm
Message sent by
Kerry Wallington-Waite (Police, PCSO Supervisor , Derby South)

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